关 键 词 :网络爬虫;农村金融;农民收入;相关性分析;回归分析学科分类:经济学--金融学
乡村振兴战略的深入实施过程里,农村金融慢慢变成推动农民收入增长的重要力量,它的关键性越来越明显。过去十年间,我国农村金融体系与乡村产业都获得了较快发展,但金融服务水平怎样继续提高,仍然是一个核心问题。传统研究在收集农村金融与农民收入相关数据时,经常遇到数据更新不够快、覆盖区域有限的情形,借助网络爬虫方法,可以高效拿到来自不同渠道的农村金融信息及农民收入材料,然后使用描述统计、关联性检验以及回归模型分析等办法,探索农村金融与农民收入之间的内在关系。研究结果提到,农村金融的深化有利于农民收入的提升,同时农村金融体系内部表现出显著的协同发展趋势,也提到了现有研究的不足之处,给出了相关建议,这样能为乡村振兴工作带来数据支撑与政策借鉴。
In the process of the in-depth implementation of the rural revitalization strategy, rural finance has gradually become an important force in promoting the growth of farmers' incomes, and its significance has become increasingly evident. Over the past decade, China's rural financial system and rural industries have both developed rapidly, but how to further improve the level of financial services remains a core issue. [1]Traditional research often encounters problems such as data updates being too slow or coverage being limited when collecting data related to rural finance and farmers' incomes. By utilizing web scraping methods, it is possible to efficiently obtain rural financial information and materials on farmers' incomes from different channels, and then use descriptive statistics, correlation tests, and regression model analysis to explore the intrinsic relationship between rural finance and farmers' incomes. The research findings indicate that the deepening of rural finance is beneficial to the increase of farmers' incomes. At the same time, the rural financial system shows a significant trend of coordinated development internally. The study also points out the shortcomings of existing research and provides relevant recommendations, which can offer data support and policy references for the work of rural revitalization.