随着我国人口老龄化程度不断上升，家庭金融这块逐渐发生改变致使部分家庭呈现出脆弱性特征，人口老龄化对微观家庭金融风险的影响不容忽视。本文首先概述了家庭金融脆弱性的内涵，整理出影响家庭金融脆弱性的因素，归纳家庭金融脆弱性的测度方法，再结合相关文献分析人口老龄化对家庭金融脆弱性的影响途径，最后综合上述分析提出对未来的展望。

With the increasing degree of population aging in China, the gradual change of family finance has led to the vulnerability of some families. The impact of population aging on micro-family financial risks cannot be ignored. This paper first summarizes the connotation of household financial vulnerability, sorts out the factors affecting household financial vulnerability, summarizes the measurement methods of household financial vulnerability, and then analyzes the impact of population aging on household financial vulnerability in combination with relevant literature. Finally, based on the above analysis, the paper puts forward the prospect of the future.