摘要/Abstract

供应链金融是目前解决中小企业融资困难的一个有效办法，各大银行也专门设立了供应链金融管理部门，在供应链金融领域展开了激烈角逐，银行在大力开展供应链金融业务的同时，也承担着一定的风险，只有妥善处理好了风险和收益的关系，才能在供应链金融市场上获得有利地位，本文从供应链金融最主要的风险信用风险出发，采用基于主成分的Logistic模型和钢铁行业供应链融资的样本，来对银行所面临的信用风险进行评价分析。

Supply chain finance is now an effective way to solve the financing difficulties of SMEs ，Major banks have also set up special supply chain finance management, supply chain finance now is in a fierce rivalry. Banks vigorously carry out supply chain finance business, also bear some risks at the same time. Only properly handle the relationship between risk and return can obtain a favorable position in the supply chain finance market,this article learn from credit risk which is the major risk of supply chain finance adopt logistic model based on principal component and sample of steel industry supply chain financing to perform evaluation and analysis of the credit risk faced by banks